We ensure that we find you the best bespoke financial solution for your circumstances. We develop a comprehensive understanding of your needs and gather all information to complete your application.
Portfolio funding can be in relation to commercial, residential or mixed portfolios and happens when a sole trader, partnerships or limited companies is looking to acquire additional property, refinance or raise capital against an existing property investment portfolio and it is available against commercial, residential and mixed portfolios.
An assessment is made of the borrower’s property portfolio schedule which includes property values, tenant/lease details and rents received. This information alongside financial accounts means we can establish what the client may be able to borrow. The rates of borrowing and loan to value (LTV) for said funding are determined by the rental income being obtained from the portfolio after costs and other deductions.
Property types could include:
– Houses and flats
– Apartment blocks
– Office blocks
– Industrial units
– Care Homes
– Pubs
– Restaurants
– Hotels
– Doctors
– Farms and Agricultural land
– Retail and semi commercial including shops and flats
Copyright © 2023 BH Financial Services - All Rights Reserved.
Call us on 07860 309026 or e-mail us at info@bhfinancialservices.co.uk
We are a credit broker not a lender. BH Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 726241. You can check via www.register.fca.org. We are registered with the ICO, ZA154867 and you can check via www.ico.org.uk. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Registered address 42 Northumberland Road, Widnes, Cheshire WA8 5EB / Companies House registered no 09788679